Preferred Employers is different. Here’s how…

Preferred Employers Insurance began operations in San Diego, California in 1998. Our success over the past 18 years is due in large part to the meaningful relationships we have developed with over 17,000+ policyholders and hundreds of insurance brokers over the years and, by being responsive to the workers’ compensation insurance needs of our policyholders. Our customer retention rate averages 90% across a wide variety of industries.


(Steve Gallacher, President of Preferred Employers Insurance pictured above)

Claims Expertise

As a specialty workers’ compensation insurance company, we are essentially in the medical provider management business. We manage our own claims and operate the only directly-contracted Medical Provider Network in California. Our claims management skill and our built-in MPN controls translate to a more caring claim experience for claimants and lower claims costs for business owners long term.


Because we specialize and control claim development and resolution, we are able to offer competitive rates that reflect lower than average operating ratios and claim ratios which in turn mean lower premiums for our policyholders long term.

People running small family business, with asian shop owner and caucasian wife in computer store, showing their first dollar to the camera and smiling


Preferred team members, no matter the department they serve from, are empowered to resolve issues on first contact. Our culture of customer care translates to a more positive contact experience for everyone by providing easy access, quick responses and consistent levels of personal service.


Our company offers an entire menu of loss control tools to help identify workplace risks and prevent on-the-job injuries and illnesses. Preferred Risk Advisors work closely with policyholders and partner organizations to develop targeted, workplace-specific safety plans aimed at preventing on-the-job accidents.

Stability black preferred employers insurance logo

Preferred Employers Insurance is a member company of the W.R. Berkley Corporation rated A+ (Superior) by A. M. Best Company. We are known by brokers, policyholders and strategic partners for consistency, competitiveness, stability and trust regardless of industry cycles.

Now available on wrberkley.com: Best’s Review Magazine Reprint – Interview with William R. Berkley and W. Robert Berkley:

Best's Review: Growth Strategy - W.R. Berkley Corporation