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The Importance of Prompt Injury Reporting in California

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  • Timely reporting of workplace injuries is essential for protecting employees and controlling claim costs. In California, employers have a legal responsibility to act quickly when an injury occurs. 

 

Key Deadlines

  1. 90 days: Insurers must accept or deny a claim within 90 days of employer notification.
  2. 14 days: Insurers must respond to the initial report.
  3. Up to $10,000 in medical treatment must be covered during the investigation period, even if the claim is denied. 

 

Why Early Reporting Matters

Reporting injuries promptly helps:

  1. Speed up access to medical care
  2. Reduce claim costs and staffing disruptions
  3. Detect potential fraud early 

 

Risks of Delay

Delays can lead to:

  1. Higher out-of-pocket costs for employees
  2. Legal complications
  3. Increased premiums 

 

What Should Be Reported?

All of the following should be reported:

  1. Business errand injuries
  2. Office party or company event injuries
  3. Parking lot incidents
  4. Fights between coworkers
  5. If you're unsure - report it. 

 

Accident prevention starts with leadership. For more safety resources, visit our customer portal, https://app.peiwc.com  or contact us at (888) 472-9001. 

 

 

 

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