The Importance of Prompt Injury Reporting in California

• Timely reporting of workplace injuries is essential for protecting employees and controlling claim costs. In California, employers have a legal responsibility to act quickly when an injury occurs. 

Key Deadlines

1. 90 days: Insurers must accept or deny a claim within 90 days of employer notification.
2. 14 days: Insurers must respond to the initial report.
3. Up to $10,000 in medical treatment must be covered during the investigation period, even if the claim is denied. 

Why Early Reporting Matters

Reporting injuries promptly helps:

1. Speed up access to medical care
2. Reduce claim costs and staffing disruptions
3. Detect potential fraud early 

Risks of Delay

Delays can lead to:

1. Higher out-of-pocket costs for employees
2. Legal complications
3. Increased premiums 

What Should Be Reported?

All of the following should be reported:

1. Business errand injuries
2. Office party or company event injuries
3. Parking lot incidents
4. Fights between coworkers
5. If you're unsure - report it. 

Accident prevention starts with leadership. For more safety resources, visit our customer portal, https://app.peiwc.com  or contact us at (888) 472-9001.